Predictor.io — Terms & Conditions
Effective Date: 1st Sept 2025
Last Updated: 1st Sept 2025
1. Introduction
Welcome to Predictor.io (“we”, “us”, “our”). These Terms & Conditions (“Terms”) govern your use of our website located at www.predictor.io
(the “Site”).
By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
All obligations, responsibilities, and policies contained herein apply to the operators of Predictor.io.
2. Use of the Site
2.1. You may use the Site for lawful purposes only and in accordance with these Terms.
2.2. We may update, suspend, or discontinue parts of the Site at any time without notice.
2.3. We do not guarantee that the Site, or any content on it, will always be available, uninterrupted, or error-free.
3. Eligibility
The Site is intended for users aged 18 or over, or the age of majority in your jurisdiction. If you are under this age, you must not use the Site.
4. Intellectual Property Rights
4.1. All intellectual property on the Site, including content, branding, design, graphics, text, and software, is owned by or licensed to us.
4.2. You are permitted to view, print, and download content for personal, non-commercial use only.
4.3. You must not reproduce, distribute, modify, or commercially exploit any content without our explicit, written permission.
5. Prohibited Use
You agree not to:
- Use the Site in any unlawful, fraudulent, or harmful manner.
- Attempt to gain unauthorised access to the Site or its servers.
- Introduce viruses, Trojans, worms, or other malicious technology.
- Use the Site to harvest data or send unsolicited communications.
We reserve the right to suspend or terminate access for breach of this section.
6. Third-Party Links
The Site may contain links to third-party websites. These links are provided for information only, and we have no control over, and accept no responsibility for, their content or practices.
7. No Financial Advice or Service
7.1. Predictor.io provides informational and educational content related to prediction markets and data insights.
7.2. Nothing on the Site constitutes financial, investment, legal, or professional advice.
7.3. We do not offer regulated financial services at this time. Any future services requiring regulatory approval will be clearly disclosed.
8. Disclaimer of Warranties
8.1. The Site is provided on an “as is” and “as available” basis.
8.2. We make no warranties, express or implied, regarding the Site, including accuracy, completeness, suitability, or reliability.
8.3. We do not guarantee that the Site will be free from errors or harmful components.
9. Limitation of Liability
To the fullest extent permitted by law:
- We are not liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site.
- We are not responsible for losses relating to downtime, data loss, technical issues, or third-party conduct.
- If you are a business user, we exclude all implied warranties and all liability for loss of profit, revenue, data, or business opportunities.
Your statutory consumer rights (where applicable) remain unaffected.
10. Privacy & Data Protection
Your use of the Site is also governed by our Privacy Policy, which sets out how we collect, store, and process your personal data.
Although our business registration is pending, we follow applicable data protection standards (including UK GDPR and EU GDPR, where relevant) and will update our privacy documentation once our formal legal structure is confirmed.
11. Changes to the Terms
We may update these Terms from time to time. Any updates will be posted on the Site with a revised “Last Updated” date. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.
12. Governing Law & Jurisdiction
These Terms are governed by the laws of England & Wales (or insert intended jurisdiction).
Any disputes arising out of or related to these Terms shall be subject to the exclusive jurisdiction of the courts of that jurisdiction.
If you are a consumer, you may have the right to bring proceedings in your country of residence.
13. Contact Information
If you have questions about these Terms, please contact us:
Email: hello@predictor.io